Venmo Fee Calculator

Venmo charges sellers 1.9% + $0.10 on every goods & services payment. Enter an amount to see what you actually keep — and what those fees add up to over a year.

What each payment method really costs

  • PayPal (goods & services): 3.49% + $0.49 — the priciest of the common options.
  • Stripe & Square (card): 2.9% + $0.30 per card payment.
  • Cash App for Business: 2.75% per payment received.
  • Venmo (goods & services): 1.9% + $0.10 — lowest of the app fees.
  • Zelle, PayID & bank transfer: $0 — direct account-to-account, no processing fee.

Frequently asked questions

Does Venmo charge a fee to receive money for business?

Yes. When money is sent to you as a goods & services payment (or to a Venmo business profile), Venmo takes 1.9% + $0.10 from the amount you receive. Personal friends-and-family payments are free, but you can't ask clients to use those for business without risking your account.

How do I avoid Venmo business fees?

Send clients an invoice with more than one way to pay. If you offer a free rail like PayID, bank transfer, or Zelle alongside Venmo, most clients happily use the free option — and you keep 100%. InvoiceSonic puts all your payment methods on every invoice automatically.

How much does Venmo take from $1,000?

On a $1,000 goods & services payment, Venmo takes $19.10 (1.9% + $0.10), leaving you $980.90. Across $10,000/month that's roughly $2,292 a year in fees.