Free PayPal Invoice Generator & Template

Skip PayPal's 3.49% — send the invoice, get paid direct.

PayPal can send invoices — but when your client pays one, PayPal takes up to 3.49% plus a fixed fee off the top of every payment. This free PayPal invoice template gives you another way: create the same professional, itemised invoice in 60 seconds, download the PDF, and let your client pay via PayPal.Me, bank transfer, or however suits — with your PayPal email set out clearly in the payment instructions. On a $1,000 invoice that can be $35 you keep instead of hand over. No signup, no watermark.

★★★★★ Rated by real users · No signup required · No watermark · Instant PDF download

Create your PayPal invoice

Send a professional invoice that offers PayPal and a free bank option side by side. Most clients pick the free one, and you keep the full amount — with a clean PDF and record either way.

Add your business, your client and your line items — totals calculate as you type, then download the PDF.

Create your PayPal invoice →

Free invoice generator for fast billing

Everything you need to bill like a business — nothing you don't.

Done in 60 seconds

Add your details and line items — totals, tax and formatting are handled for you. Download or send straight away.

No signup to start

Create and download your first invoice with no account, no watermark, no card. Sign up only when you want saved clients and tracking.

Get paid your way

List PayPal, bank transfer, or card side by side. Clients pick the free option — you keep 100%.

How to create an invoice online

Three steps from blank page to a professional PDF.

InvoiceSonic invoice builder — business and client detail fields

Step 1

Add your business and client details

Fill in who's billing and who's paying — that's the minimum a legally solid invoice needs.

  • Your business name & ABNShown on the invoice header so clients know exactly who to pay.
  • Bill-to client detailsName is enough to start — add billing and service addresses for bigger jobs.
  • Invoice number & datesAuto-generated number, issue date and due date — editable if you have your own system.
Live invoice preview with itemised lines and automatic totals

Step 2

Add line items — watch the invoice build itself

Every line you type appears instantly in a live preview of the finished invoice.

  • Itemised lines with qty × priceClear descriptions get approved (and paid) faster than lump sums.
  • Totals calculated automaticallySubtotal, GST/tax and total update as you type — no broken spreadsheet formulas.
Invoice with payment method options marked as paid

Step 3

Download, send, and get paid

Grab a clean PDF or email it directly. Your payment details go right on the invoice.

  • PayPal + a free bank optionOffer both — clients who pay by bank cost you 0% in fees.
  • Professional PDF, no watermarkA real record for your accountant, tax time, and any dispute.
  • Payment terms on every invoiceDue dates and terms set the expectation — and speed up payment.

More than a one-off invoice

The free generator is the start. An InvoiceSonic account adds the tools that keep you paid all year.

Recurring invoices

Bill regular clients automatically — weekly, monthly, or custom.

Client & invoice storage

Every client and invoice saved and searchable — no more digging through Downloads.

Payment methods

Venmo, Cash App, Zelle, PayPal, bank details — saved once, on every invoice.

GST / tax auto-calc

Toggle tax on and the maths is handled, line by line.

Send by email

Email invoices from the app with your details pre-filled.

Templates & branding

Multiple invoice styles with your logo and brand colours.

Fee calculator

See exactly what Venmo, Stripe, PayPal and Square take from every payment.

Track what's owed

Draft, sent, paid — know where every dollar is at a glance.

Recurring invoices and payment tracking

Set it once, get paid every month

Recurring invoices go out on schedule, tracking shows what's outstanding, and reminders chase the money so you don't have to.

  • Recurring schedulesWeekly, fortnightly, monthly — the invoice sends itself.
  • Outstanding-balance viewOne dashboard showing every unpaid invoice and its due date.
  • A record of everythingExports ready for your accountant at tax time.

Free generator vs InvoiceSonic account

Start free forever. Upgrade only when the extra tools pay for themselves.

FeatureFree generatorInvoiceSonic account
Professional invoice PDF
No watermark, no signup
GST / tax calculation
Saved clients & invoices
Recurring invoices
Send & track by email
Payment status tracking
Your logo & branding

Start free — upgrade any time

Why PayPal alone makes getting paid harder

PayPal's fee is the highest

Goods & services payments cost 3.49% + $0.49 — the priciest of the common options. On a $1,000 invoice that's nearly $35 gone.

Clients don't all have PayPal

Forcing PayPal-only means chasing clients who'd rather pay by bank — and you still eat the fee.

PayPal invoices push you deeper in

Their invoicing keeps every payment on the card rails where the fee lives.

What to include on your paypal invoice template

A professional invoice needs these fields — our generator adds them automatically.

  • Your business name, address, and EIN or tax ID (if you have one)
  • Client name and billing address
  • Unique invoice number and issue date
  • Clear description of paypal invoice services or products
  • Line-item quantities, rates, and subtotal
  • Sales tax shown separately (if you charge it)
  • Total amount due and payment terms
  • Payment details — bank account, handle, or payment link

How to use this paypal invoice template

  • Open the free invoice generator below — fields pre-match a standard paypal invoice template
  • Enter your business details once; they save for future invoices
  • Add client information and line items for the work completed
  • Review any sales tax and your payment terms
  • Download PDF or email the invoice directly to your client

How to send an invoice on PayPal

Can you send an invoice through PayPal? Not from inside the app — PayPal moves the money, but it can't itemise the job, add tax, or give your client a PDF for their records. The fix takes about a minute:

  1. 1

    Create the invoice above

    Add your business name, the client, and what the job cost. The generator itemises it, totals it, and numbers it properly — free, no signup.

  2. 2

    Download the PDF or copy the invoice link

    Either works — the PDF for clients who file paperwork, the link for clients who live on their phone.

  3. 3

    Send it through PayPal — or alongside it

    Paste the link or attach the PDF in the PayPal chat, or email it. The invoice already shows your PayPal details, so the client knows exactly how to pay.

  4. 4

    Get paid to your PayPal account

    Your client pays the way they always do — and now both of you have a numbered record when tax time comes.

More ways people search for this

These searches point to the same free invoice template — pick the wording your clients use.

  • paypal invoice generator
  • free paypal invoice
  • paypal invoice fees alternative

PayPal invoice FAQ

How do I send a PayPal invoice for free?

Add your details and line items to the generator above, list your PayPal.Me or email as a payment method, and download or send the PDF. Add a free bank option too so you're not stuck with the 3.49% fee.

What does PayPal charge to receive money?

PayPal's goods & services rate is 3.49% + $0.49 per payment — higher than Venmo, Cash App, or a card processor. A bank transfer or PayID costs nothing.

Create your paypal invoice template now

Free PDF download. ABN and GST fields included. No credit card required. Prefer to start from scratch? Use our create an invoice online.

Start free — create invoice