Skip PayPal's 3.49% — send the invoice, get paid direct.
PayPal can send invoices — but when your client pays one, PayPal takes up to 3.49% plus a fixed fee off the top of every payment. This free PayPal invoice template gives you another way: create the same professional, itemised invoice in 60 seconds, download the PDF, and let your client pay via PayPal.Me, bank transfer, or however suits — with your PayPal email set out clearly in the payment instructions. On a $1,000 invoice that can be $35 you keep instead of hand over. No signup, no watermark.
★★★★★ Rated by real users · No signup required · No watermark · Instant PDF download
Send a professional invoice that offers PayPal and a direct bank option side by side. InvoiceSonic adds no percentage fee, while PayPal or your bank may still charge — with a clean PDF and record either way.
Add your business, your client and your line items — totals calculate as you type, then download the PDF.
Create your PayPal invoice →Everything you need to bill like a business — nothing you don't.
Add your details and line items — totals, tax and formatting are handled for you. Download or send straight away.
Create and download your first invoice with no account, no watermark, no card. Sign up only when you want saved clients and tracking.
List PayPal, bank transfer, or card side by side. Payment-provider or bank fees may apply.
Three steps from blank page to a professional PDF.

Step 1
Fill in who's billing and who's paying — that's the minimum a legally solid invoice needs.

Step 2
Every line you type appears instantly in a live preview of the finished invoice.

Step 3
Grab a clean PDF or email it directly. Your payment details go right on the invoice.
The free generator is the start. An InvoiceSonic account adds the tools that keep you paid all year.
Prepare repeat invoices on a schedule, then review and send.
Every client and invoice saved and searchable — no more digging through Downloads.
Venmo, Cash App, Zelle, PayPal, bank details — saved once, on every invoice.
Toggle tax on and the maths is handled, line by line.
Email invoices from the app with your details pre-filled.
Multiple invoice styles with your logo and brand colours.
See exactly what Venmo, Stripe, PayPal and Square take from every payment.
Draft, sent, paid — know where every dollar is at a glance.

Prepare recurring invoices on schedule, review and send each one, then use payment records and eligible reminders to follow up outstanding balances.
Start free forever. Upgrade only when the extra tools pay for themselves.
| Feature | Free generator | InvoiceSonic account |
|---|---|---|
| Professional invoice PDF | ✓ | ✓ |
| No watermark, no signup | ✓ | ✓ |
| Applicable tax calculation | ✓ | ✓ |
| Saved clients & invoices | — | ✓ |
| Recurring invoices | — | ✓ |
| Send & track by email | — | ✓ |
| Payment status tracking | — | ✓ |
| Your logo & branding | — | ✓ |
A payment request is not an invoice—and clients can tell the difference.
Goods & services payments cost 3.49% + $0.49 — the priciest of the common options. On a $1,000 invoice that's nearly $35 gone.
Forcing PayPal-only means chasing clients who'd rather pay by bank — and you still eat the fee.
Their invoicing keeps every payment on the card rails where the fee lives.
A professional invoice needs these fields — our generator adds them automatically.
Can you send an invoice through PayPal? Not from inside the app — PayPal moves the money, but it can't itemise the job, add tax, or give your client a PDF for their records. The fix takes about a minute:
Add your business name, the client, and what the job cost. The generator itemises it, totals it, and numbers it properly — free, no signup.
Either works — the PDF for clients who file paperwork, the link for clients who live on their phone.
Send the invoice by email or your agreed delivery method. Include the invoice number in the payment note so the client can match the payment to the bill.
Your client pays the way they always do — and now both of you have a numbered record when tax time comes.
Need Word, Excel, PDF, or Google Sheets? Use our free format templates — or create online and download PDF instantly.
Get paid on the app your clients already use — each free generator adds the invoice and receipt those apps can't.
Setting up to get paid? Compare every option in mobile payment methods for small business, see Venmo, Cash App & Zelle for business, or work out fees with the payment fee calculator.
Same generator, set up for a different job.
These searches point to the same free invoice template — pick the wording your clients use.
Add your details and line items to the generator above, list your PayPal.Me or email as a payment method, and download or send the PDF. Add a free bank option too so you're not stuck with the 3.49% fee.
On PayPal's standard US merchant schedule, PayPal Checkout is 3.49% + $0.49, standard card payments are 2.99% + $0.49, and ACH is 1% capped at $10. Country, product and account rates vary, so check PayPal's current merchant fee page.
Free PDF download with country-ready tax, business ID and payment fields. No credit card required. Prefer to start from scratch? Use our create an invoice online.
Start free — create invoice