Skip PayPal's 3.49% — send the invoice, get paid direct.
PayPal can send invoices — but when your client pays one, PayPal takes up to 3.49% plus a fixed fee off the top of every payment. This free PayPal invoice template gives you another way: create the same professional, itemised invoice in 60 seconds, download the PDF, and let your client pay via PayPal.Me, bank transfer, or however suits — with your PayPal email set out clearly in the payment instructions. On a $1,000 invoice that can be $35 you keep instead of hand over. No signup, no watermark.
★★★★★ Rated by real users · No signup required · No watermark · Instant PDF download
Send a professional invoice that offers PayPal and a free bank option side by side. Most clients pick the free one, and you keep the full amount — with a clean PDF and record either way.
Add your business, your client and your line items — totals calculate as you type, then download the PDF.
Create your PayPal invoice →Everything you need to bill like a business — nothing you don't.
Add your details and line items — totals, tax and formatting are handled for you. Download or send straight away.
Create and download your first invoice with no account, no watermark, no card. Sign up only when you want saved clients and tracking.
List PayPal, bank transfer, or card side by side. Clients pick the free option — you keep 100%.
Three steps from blank page to a professional PDF.

Step 1
Fill in who's billing and who's paying — that's the minimum a legally solid invoice needs.

Step 2
Every line you type appears instantly in a live preview of the finished invoice.

Step 3
Grab a clean PDF or email it directly. Your payment details go right on the invoice.
The free generator is the start. An InvoiceSonic account adds the tools that keep you paid all year.
Bill regular clients automatically — weekly, monthly, or custom.
Every client and invoice saved and searchable — no more digging through Downloads.
Venmo, Cash App, Zelle, PayPal, bank details — saved once, on every invoice.
Toggle tax on and the maths is handled, line by line.
Email invoices from the app with your details pre-filled.
Multiple invoice styles with your logo and brand colours.
See exactly what Venmo, Stripe, PayPal and Square take from every payment.
Draft, sent, paid — know where every dollar is at a glance.

Recurring invoices go out on schedule, tracking shows what's outstanding, and reminders chase the money so you don't have to.
Start free forever. Upgrade only when the extra tools pay for themselves.
| Feature | Free generator | InvoiceSonic account |
|---|---|---|
| Professional invoice PDF | ✓ | ✓ |
| No watermark, no signup | ✓ | ✓ |
| GST / tax calculation | ✓ | ✓ |
| Saved clients & invoices | — | ✓ |
| Recurring invoices | — | ✓ |
| Send & track by email | — | ✓ |
| Payment status tracking | — | ✓ |
| Your logo & branding | — | ✓ |
Goods & services payments cost 3.49% + $0.49 — the priciest of the common options. On a $1,000 invoice that's nearly $35 gone.
Forcing PayPal-only means chasing clients who'd rather pay by bank — and you still eat the fee.
Their invoicing keeps every payment on the card rails where the fee lives.
A professional invoice needs these fields — our generator adds them automatically.
Can you send an invoice through PayPal? Not from inside the app — PayPal moves the money, but it can't itemise the job, add tax, or give your client a PDF for their records. The fix takes about a minute:
Add your business name, the client, and what the job cost. The generator itemises it, totals it, and numbers it properly — free, no signup.
Either works — the PDF for clients who file paperwork, the link for clients who live on their phone.
Paste the link or attach the PDF in the PayPal chat, or email it. The invoice already shows your PayPal details, so the client knows exactly how to pay.
Your client pays the way they always do — and now both of you have a numbered record when tax time comes.
Need Word, Excel, PDF, or Google Sheets? Use our free format templates — or create online and download PDF instantly.
Get paid on the app your clients already use — each free generator adds the invoice and receipt those apps can't.
Setting up to get paid? Compare every option in mobile payment methods for small business, see Venmo, Cash App & Zelle for business, or work out fees with the payment fee calculator.
Same generator, set up for a different job.
These searches point to the same free invoice template — pick the wording your clients use.
Add your details and line items to the generator above, list your PayPal.Me or email as a payment method, and download or send the PDF. Add a free bank option too so you're not stuck with the 3.49% fee.
PayPal's goods & services rate is 3.49% + $0.49 per payment — higher than Venmo, Cash App, or a card processor. A bank transfer or PayID costs nothing.
Free PDF download. ABN and GST fields included. No credit card required. Prefer to start from scratch? Use our create an invoice online.
Start free — create invoice