Stripe takes 2.9% + 30c. A bank transfer takes nothing.
Stripe Invoicing is built for card payments — and charges a percentage of every invoice paid through it. If you just need a professional invoice your client can pay by bank transfer or however suits, this free Stripe invoice template does it in 60 seconds: itemised lines, automatic totals, your payment details set out clearly, and a clean PDF download. No signup, no watermark, no percentage taken.
★★★★★ Rated by real users · No signup required · No watermark · Instant PDF download
Send a professional invoice that offers a card and a direct bank option together. InvoiceSonic takes no percentage; the bank or payment provider may still charge. You keep the polished, itemised look and give clients a choice.
Add your business, your client and your line items — totals calculate as you type, then download the PDF.
Create your Stripe invoice →Everything you need to bill like a business — nothing you don't.
Add your details and line items — totals, tax and formatting are handled for you. Download or send straight away.
Create and download your first invoice with no account, no watermark, no card. Sign up only when you want saved clients and tracking.
List Stripe, bank transfer, or card side by side. Payment-provider or bank fees may apply.
Three steps from blank page to a professional PDF.

Step 1
Fill in who's billing and who's paying — that's the minimum a legally solid invoice needs.

Step 2
Every line you type appears instantly in a live preview of the finished invoice.

Step 3
Grab a clean PDF or email it directly. Your payment details go right on the invoice.
The free generator is the start. An InvoiceSonic account adds the tools that keep you paid all year.
Prepare repeat invoices on a schedule, then review and send.
Every client and invoice saved and searchable — no more digging through Downloads.
Venmo, Cash App, Zelle, PayPal, bank details — saved once, on every invoice.
Toggle tax on and the maths is handled, line by line.
Email invoices from the app with your details pre-filled.
Multiple invoice styles with your logo and brand colours.
See exactly what Venmo, Stripe, PayPal and Square take from every payment.
Draft, sent, paid — know where every dollar is at a glance.

Prepare recurring invoices on schedule, review and send each one, then use payment records and eligible reminders to follow up outstanding balances.
Start free forever. Upgrade only when the extra tools pay for themselves.
| Feature | Free generator | InvoiceSonic account |
|---|---|---|
| Professional invoice PDF | ✓ | ✓ |
| No watermark, no signup | ✓ | ✓ |
| Applicable tax calculation | ✓ | ✓ |
| Saved clients & invoices | — | ✓ |
| Recurring invoices | — | ✓ |
| Send & track by email | — | ✓ |
| Payment status tracking | — | ✓ |
| Your logo & branding | — | ✓ |
A payment request is not an invoice—and clients can tell the difference.
Stripe's fee is small on one invoice and expensive across a year of getting paid.
If the invoice only offers a card link, that's what clients use — and you always pay the cut.
For a lot of freelancers, Stripe is heavier than the job needs.
A professional invoice needs these fields — our generator adds them automatically.
Can you send an invoice through Stripe? Not from inside the app — Stripe moves the money, but it can't itemise the job, add tax, or give your client a PDF for their records. The fix takes about a minute:
Add your business name, the client, and what the job cost. The generator itemises it, totals it, and numbers it properly — free, no signup.
Either works — the PDF for clients who file paperwork, the link for clients who live on their phone.
Send the invoice by email or your agreed delivery method. Include the invoice number in the payment note so the client can match the payment to the bill.
Your client pays the way they always do — and now both of you have a numbered record when tax time comes.
Need Word, Excel, PDF, or Google Sheets? Use our free format templates — or create online and download PDF instantly.
Get paid on the app your clients already use — each free generator adds the invoice and receipt those apps can't.
Setting up to get paid? Compare every option in mobile payment methods for small business, see Venmo, Cash App & Zelle for business, or work out fees with the payment fee calculator.
Same generator, set up for a different job.
These searches point to the same free invoice template — pick the wording your clients use.
2.9% + $0.30 per card payment — on a $1,000 invoice that's $29.30. Sending the invoice is free; the fee lands when the client pays by card.
Offer a direct option such as bank transfer, PayID or Zelle alongside a card link. That may avoid card-processing fees, depending on the bank and rail. InvoiceSonic does not add its own percentage fee. See the Stripe fees page for the full breakdown.
Free PDF download with country-ready tax, business ID and payment fields. No credit card required. Prefer to start from scratch? Use our invoice generator.
Start free — create invoice