Zoho Invoice wins on more features overall (3 vs 2, 14 tied). Below is the full feature-by-feature breakdown.
| Feature | Bill.com | Zoho Invoice |
|---|---|---|
| Free plan |
✗ No
|
✓ Yes
1 user, 1,000 invoices/year
|
| Entry paid plan |
— Paid add-on
From ~AU$52/user/mo
|
— Paid add-on
AU$15/mo Standard
|
| Download PDF without signup |
✗ No
|
✗ No
|
| Feature | Bill.com | Zoho Invoice |
|---|---|---|
| Unlimited invoices |
— Limited
|
— Limited
|
| Custom logo & branding |
✓ Yes
|
✓ Yes
|
| Recurring invoices |
✓ Yes
|
✓ Yes
|
| Email invoices to clients |
✓ Yes
|
✓ Yes
|
| Multi-currency |
✓ Yes
|
✓ Yes
|
| Client management |
✓ Yes
|
✓ Yes
|
| Feature | Bill.com | Zoho Invoice |
|---|---|---|
| ATO-compliant GST invoices |
— Limited
Configurable tax rates
|
— Limited
|
| ABN field built in |
— Limited
Custom field workaround
|
✓ Yes
|
| Australian-focused support |
— Limited
|
— Limited
|
| Feature | Bill.com | Zoho Invoice |
|---|---|---|
| Bank reconciliation |
✓ Yes
|
✗ No
|
| Expense tracking |
✓ Yes
|
— Limited
|
| Payroll |
✗ No
|
✗ No
|
| Inventory tracking |
✗ No
|
✗ No
|
| Feature | Bill.com | Zoho Invoice |
|---|---|---|
| Stripe payments |
✓ Yes
|
✓ Yes
|
| Mobile app |
— Limited
|
— Limited
|
| Feature | Bill.com | Zoho Invoice |
|---|---|---|
| Setup time |
✗ No
Weeks — finance team onboarding
|
— Limited
Account signup required
|
Neither tool fits your invoicing-only workflow? Try InvoiceSonic — free for unlimited ATO-compliant tax invoices, no signup required.
Create a free invoice now →Bill.com starts at From ~AU$52/user/mo; Zoho Invoice starts at AU$15/mo (Standard). Bill.com offers demo only — no free tier. Zoho Invoice offers free for 1 user, 1,000 invoices/yr.
For ATO-compliant GST: Bill.com = limited, Zoho Invoice = limited. For native ABN field: Bill.com = limited, Zoho Invoice = yes. If you operate in Australia and either tool falls short here, InvoiceSonic handles both natively — and it's free.
Most freelancers want fast invoicing without paying for full accounting. Between these two, Zoho Invoice wins more categories overall. But if you're a freelancer who just wants ATO-compliant tax invoices for free, InvoiceSonic is purpose-built for that workflow.
Do not assume a one-click migration. Confirm each product's current export and import formats, then test contacts, opening balances, unpaid invoices, tax codes, attachments and reconciliations before cancelling the old account. Keep statutory records outside both systems.
Both tools include more than invoicing. If invoicing is your only need, a dedicated generator can be faster and more focused than a full accounting subscription.
Yes — InvoiceSonic lets you create and download an invoice without signup. Its account plans have separate limits and pricing, so compare current official plans before deciding.