Zoho Invoice wins on more features overall (2 vs 0, 17 tied). Below is the full feature-by-feature breakdown.
| Feature | Invoice Ninja | Zoho Invoice |
|---|---|---|
| Free plan |
✓ Yes
Self-hosted free; cloud Pro paid
|
✓ Yes
1 user, 1,000 invoices/year
|
| Entry paid plan |
— Paid add-on
Pro ~AU$12/mo
|
— Paid add-on
AU$15/mo Standard
|
| Download PDF without signup |
✗ No
|
✗ No
|
| Feature | Invoice Ninja | Zoho Invoice |
|---|---|---|
| Unlimited invoices |
— Limited
|
— Limited
|
| Custom logo & branding |
— Paid add-on
White-label on higher tiers
|
✓ Yes
|
| Recurring invoices |
✓ Yes
|
✓ Yes
|
| Email invoices to clients |
✓ Yes
|
✓ Yes
|
| Multi-currency |
✓ Yes
|
✓ Yes
|
| Client management |
✓ Yes
|
✓ Yes
|
| Feature | Invoice Ninja | Zoho Invoice |
|---|---|---|
| ATO-compliant GST invoices |
— Limited
Configurable tax rates
|
— Limited
|
| ABN field built in |
— Limited
Custom field workaround
|
✓ Yes
|
| Australian-focused support |
— Limited
|
— Limited
|
| Feature | Invoice Ninja | Zoho Invoice |
|---|---|---|
| Bank reconciliation |
✗ No
|
✗ No
|
| Expense tracking |
— Limited
|
— Limited
|
| Payroll |
✗ No
|
✗ No
|
| Inventory tracking |
✗ No
|
✗ No
|
| Feature | Invoice Ninja | Zoho Invoice |
|---|---|---|
| Stripe payments |
✓ Yes
|
✓ Yes
|
| Mobile app |
— Limited
|
— Limited
|
| Feature | Invoice Ninja | Zoho Invoice |
|---|---|---|
| Setup time |
— Limited
Account signup required
|
— Limited
Account signup required
|
Zoho Invoice matched or beat Invoice Ninja across every category.
Neither tool fits your invoicing-only workflow? Try InvoiceSonic — free for unlimited ATO-compliant tax invoices, no signup required.
Create a free invoice now →Invoice Ninja starts at Free (self-hosted) or AU$12/mo (Pro); Zoho Invoice starts at AU$15/mo (Standard). Invoice Ninja offers free self-hosted; pro cloud plan. Zoho Invoice offers free for 1 user, 1,000 invoices/yr.
For ATO-compliant GST: Invoice Ninja = limited, Zoho Invoice = limited. For native ABN field: Invoice Ninja = limited, Zoho Invoice = yes. If you operate in Australia and either tool falls short here, InvoiceSonic handles both natively — and it's free.
Most freelancers want fast invoicing without paying for full accounting. Between these two, Zoho Invoice wins more categories overall. But if you're a freelancer who just wants ATO-compliant tax invoices for free, InvoiceSonic is purpose-built for that workflow.
Both Invoice Ninja and Zoho Invoice let you export client lists and invoice history (usually as CSV). Migration takes an afternoon for most small businesses. If you're considering switching anyway, it might be worth evaluating InvoiceSonic as a free alternative for invoicing while keeping your accountant's tool of choice for bookkeeping.
Both tools are accounting-first platforms; their invoicing modules are a subset of what they do. If invoicing is your only need, a free dedicated invoice generator like InvoiceSonic is usually faster, cheaper, and more focused — without paying for bookkeeping, payroll, or inventory features you won't use.
Yes — InvoiceSonic is free for unlimited Australian-compliant invoices with no signup required for PDF download. You can run it alongside or instead of paid accounting platforms.