2026 head-to-head

Bill.com vs Refrens: Which is Better in 2026?

Bill.com wins on more features overall (3 vs 2, 14 tied). Below is the full feature-by-feature breakdown.

Scoreboard

3
Bill.com wins
14
Tied
2
Refrens wins

Feature-by-feature comparison

Pricing

Feature Bill.com Refrens
Free plan
✗ No
✓ Yes
Branded free tier
Entry paid plan
— Paid add-on
From ~AU$52/user/mo
— Paid add-on
Pro ~AU$8/mo
Download PDF without signup
✗ No
✗ No

Invoicing features

Feature Bill.com Refrens
Unlimited invoices
— Limited
— Limited
Custom logo & branding
✓ Yes
✓ Yes
Recurring invoices
✓ Yes
✓ Yes
Email invoices to clients
✓ Yes
✓ Yes
Multi-currency
✓ Yes
✓ Yes
Client management
✓ Yes
✓ Yes

Australian compliance

Feature Bill.com Refrens
ATO-compliant GST invoices
— Limited
Configurable tax rates
— Limited
ABN field built in
— Limited
Custom field workaround
— Limited
Custom field workaround
Australian-focused support
— Limited
✗ No

Accounting features

Feature Bill.com Refrens
Bank reconciliation
✓ Yes
✗ No
Expense tracking
✓ Yes
— Limited
Payroll
✗ No
✗ No
Inventory tracking
✗ No
✗ No

Integrations

Feature Bill.com Refrens
Stripe payments
✓ Yes
✓ Yes
Mobile app
— Limited
— Limited

Setup & support

Feature Bill.com Refrens
Setup time
✗ No
Weeks — finance team onboarding
— Limited
Account signup required

Where Bill.com wins

  • Australian-focused support
  • Bank reconciliation
  • Expense tracking

Where Refrens wins

  • Free plan
  • Setup time

A third option: InvoiceSonic, free

Neither tool fits your invoicing-only workflow? Try InvoiceSonic — free for unlimited ATO-compliant tax invoices, no signup required.

Create a free invoice now →

Frequently asked questions

Is Bill.com cheaper than Refrens?

Bill.com starts at From ~AU$52/user/mo; Refrens starts at Free; Pro from ~AU$8/mo. Bill.com offers demo only — no free tier. Refrens offers free unlimited invoices (with branding).

Does Bill.com handle Australian GST and ABN better than Refrens?

For ATO-compliant GST: Bill.com = limited, Refrens = limited. For native ABN field: Bill.com = limited, Refrens = limited. If you operate in Australia and either tool falls short here, InvoiceSonic handles both natively — and it's free.

Which is better for freelancers — Bill.com or Refrens?

Most freelancers want fast invoicing without paying for full accounting. Between these two, Bill.com wins more categories overall. But if you're a freelancer who just wants ATO-compliant tax invoices for free, InvoiceSonic is purpose-built for that workflow.

Can I switch from Bill.com to Refrens easily?

Do not assume a one-click migration. Confirm each product's current export and import formats, then test contacts, opening balances, unpaid invoices, tax codes, attachments and reconciliations before cancelling the old account. Keep statutory records outside both systems.

Should I use Bill.com or Refrens for invoicing only?

Both tools include more than invoicing. If invoicing is your only need, a dedicated generator can be faster and more focused than a full accounting subscription.

Is there a free alternative to both Bill.com and Refrens?

Yes — InvoiceSonic lets you create and download an invoice without signup. Its account plans have separate limits and pricing, so compare current official plans before deciding.