2026 head-to-head

MYOB vs SumUp Invoicing: Which is Better in 2026?

MYOB wins on more features overall (9 vs 4, 6 tied). Below is the full feature-by-feature breakdown.

Scoreboard

9
MYOB wins
6
Tied
4
SumUp Invoicing wins

Feature-by-feature comparison

Pricing

Feature MYOB SumUp Invoicing
Free plan
✗ No
30-day trial only
✓ Yes
Free for SumUp merchants
Entry paid plan
— Paid add-on
AU$29/mo Lite, AU$60/mo Pro
— Paid add-on
Download PDF without signup
✗ No
✗ No

Invoicing features

Feature MYOB SumUp Invoicing
Unlimited invoices
— Limited
Lite plan caps at 20 invoices/quotes per month
— Limited
Custom logo & branding
✓ Yes
✓ Yes
Recurring invoices
— Paid add-on
Pro plan only
✓ Yes
Email invoices to clients
✓ Yes
✓ Yes
Multi-currency
— Paid add-on
AccountRight Premier only
✓ Yes
Client management
✓ Yes
✓ Yes

Australian compliance

Feature MYOB SumUp Invoicing
ATO-compliant GST invoices
✓ Yes
— Limited
ABN field built in
✓ Yes
— Limited
Australian-focused support
✓ Yes
Australia-based phone support
— Limited

Accounting features

Feature MYOB SumUp Invoicing
Bank reconciliation
✓ Yes
✗ No
Expense tracking
✓ Yes
— Limited
Payroll
✓ Yes
STP Phase 2 compliant
✗ No
Inventory tracking
✓ Yes
✗ No

Integrations

Feature MYOB SumUp Invoicing
Stripe payments
✓ Yes
✗ No
SumUp payments
Mobile app
✓ Yes
— Limited

Setup & support

Feature MYOB SumUp Invoicing
Setup time
✗ No
Hours-to-days — guided setup wizard
— Limited
Account signup required

Where MYOB wins

  • ATO-compliant GST invoices
  • ABN field built in
  • Australian-focused support
  • Bank reconciliation
  • Expense tracking

Where SumUp Invoicing wins

  • Free plan
  • Recurring invoices
  • Multi-currency
  • Setup time

A third option: InvoiceSonic, free

Neither tool fits your invoicing-only workflow? Try InvoiceSonic — free for unlimited ATO-compliant tax invoices, no signup required.

Create a free invoice now →

Frequently asked questions

Is MYOB cheaper than SumUp Invoicing?

MYOB starts at AU$29/mo (Lite); SumUp Invoicing starts at Free (card fees apply). MYOB offers 30-day free trial. SumUp Invoicing offers free invoicing for sumup merchants.

Does MYOB handle Australian GST and ABN better than SumUp Invoicing?

For ATO-compliant GST: MYOB = yes, SumUp Invoicing = limited. For native ABN field: MYOB = yes, SumUp Invoicing = limited. If you operate in Australia and either tool falls short here, InvoiceSonic handles both natively — and it's free.

Which is better for freelancers — MYOB or SumUp Invoicing?

Most freelancers want fast invoicing without paying for full accounting. Between these two, MYOB wins more categories overall. But if you're a freelancer who just wants ATO-compliant tax invoices for free, InvoiceSonic is purpose-built for that workflow.

Can I switch from MYOB to SumUp Invoicing easily?

Do not assume a one-click migration. Confirm each product's current export and import formats, then test contacts, opening balances, unpaid invoices, tax codes, attachments and reconciliations before cancelling the old account. Keep statutory records outside both systems.

Should I use MYOB or SumUp Invoicing for invoicing only?

Both tools include more than invoicing. If invoicing is your only need, a dedicated generator can be faster and more focused than a full accounting subscription.

Is there a free alternative to both MYOB and SumUp Invoicing?

Yes — InvoiceSonic lets you create and download an invoice without signup. Its account plans have separate limits and pricing, so compare current official plans before deciding.