2026 head-to-head

QuickBooks Online vs SumUp Invoicing: Which is Better in 2026?

QuickBooks Online wins on more features overall (8 vs 4, 7 tied). Below is the full feature-by-feature breakdown.

Scoreboard

8
QuickBooks Online wins
7
Tied
4
SumUp Invoicing wins

Feature-by-feature comparison

Pricing

Feature QuickBooks Online SumUp Invoicing
Free plan
✗ No
30-day trial only
✓ Yes
Free for SumUp merchants
Entry paid plan
— Paid add-on
AU$33/mo Simple Start, AU$49/mo Essentials
— Paid add-on
Download PDF without signup
✗ No
✗ No

Invoicing features

Feature QuickBooks Online SumUp Invoicing
Unlimited invoices
— Limited
Simple Start caps at 20 invoices/month
— Limited
Custom logo & branding
✓ Yes
✓ Yes
Recurring invoices
— Paid add-on
Essentials plan and above
✓ Yes
Email invoices to clients
✓ Yes
✓ Yes
Multi-currency
— Paid add-on
Plus plan only
✓ Yes
Client management
✓ Yes
✓ Yes

Australian compliance

Feature QuickBooks Online SumUp Invoicing
ATO-compliant GST invoices
✓ Yes
— Limited
ABN field built in
✓ Yes
— Limited
Australian-focused support
— Limited
US-headquartered, AU support via partner network
— Limited

Accounting features

Feature QuickBooks Online SumUp Invoicing
Bank reconciliation
✓ Yes
✗ No
Expense tracking
✓ Yes
— Limited
Payroll
— Paid add-on
+AU$5/mo per employee
✗ No
Inventory tracking
— Paid add-on
Plus plan only
✗ No

Integrations

Feature QuickBooks Online SumUp Invoicing
Stripe payments
✓ Yes
✗ No
SumUp payments
Mobile app
✓ Yes
— Limited

Setup & support

Feature QuickBooks Online SumUp Invoicing
Setup time
✗ No
30+ minute guided setup
— Limited
Account signup required

Where QuickBooks Online wins

  • ATO-compliant GST invoices
  • ABN field built in
  • Bank reconciliation
  • Expense tracking
  • Payroll

Where SumUp Invoicing wins

  • Free plan
  • Recurring invoices
  • Multi-currency
  • Setup time

A third option: InvoiceSonic, free

Neither tool fits your invoicing-only workflow? Try InvoiceSonic — free for unlimited ATO-compliant tax invoices, no signup required.

Create a free invoice now →

Frequently asked questions

Is QuickBooks Online cheaper than SumUp Invoicing?

QuickBooks Online starts at AU$33/mo (Simple Start); SumUp Invoicing starts at Free (card fees apply). QuickBooks Online offers 30-day free trial. SumUp Invoicing offers free invoicing for sumup merchants.

Does QuickBooks Online handle Australian GST and ABN better than SumUp Invoicing?

For ATO-compliant GST: QuickBooks Online = yes, SumUp Invoicing = limited. For native ABN field: QuickBooks Online = yes, SumUp Invoicing = limited. If you operate in Australia and either tool falls short here, InvoiceSonic handles both natively — and it's free.

Which is better for freelancers — QuickBooks Online or SumUp Invoicing?

Most freelancers want fast invoicing without paying for full accounting. Between these two, QuickBooks Online wins more categories overall. But if you're a freelancer who just wants ATO-compliant tax invoices for free, InvoiceSonic is purpose-built for that workflow.

Can I switch from QuickBooks Online to SumUp Invoicing easily?

Both QuickBooks Online and SumUp Invoicing let you export client lists and invoice history (usually as CSV). Migration takes an afternoon for most small businesses. If you're considering switching anyway, it might be worth evaluating InvoiceSonic as a free alternative for invoicing while keeping your accountant's tool of choice for bookkeeping.

Should I use QuickBooks Online or SumUp Invoicing for invoicing only?

Both tools are accounting-first platforms; their invoicing modules are a subset of what they do. If invoicing is your only need, a free dedicated invoice generator like InvoiceSonic is usually faster, cheaper, and more focused — without paying for bookkeeping, payroll, or inventory features you won't use.

Is there a free alternative to both QuickBooks Online and SumUp Invoicing?

Yes — InvoiceSonic is free for unlimited Australian-compliant invoices with no signup required for PDF download. You can run it alongside or instead of paid accounting platforms.