2026 head-to-head

PayPal Invoicing vs Refrens: Which is Better in 2026?

Refrens wins on more features overall (5 vs 4, 10 tied). Below is the full feature-by-feature breakdown.

Scoreboard

4
PayPal Invoicing wins
10
Tied
5
Refrens wins

Feature-by-feature comparison

Pricing

Feature PayPal Invoicing Refrens
Free plan
✓ Yes
Free to create — fees on paid invoices
✓ Yes
Branded free tier
Entry paid plan
✓ Yes
No subscription, only per-transaction fees
— Paid add-on
Pro ~AU$8/mo
Download PDF without signup
✗ No
PayPal account required
✗ No

Invoicing features

Feature PayPal Invoicing Refrens
Unlimited invoices
✓ Yes
— Limited
Custom logo & branding
— Limited
Logo only — minimal template control
✓ Yes
Recurring invoices
✓ Yes
✓ Yes
Email invoices to clients
✓ Yes
✓ Yes
Multi-currency
✓ Yes
✓ Yes
Client management
— Limited
✓ Yes

Australian compliance

Feature PayPal Invoicing Refrens
ATO-compliant GST invoices
— Limited
Configurable but not auto-formatted
— Limited
ABN field built in
✗ No
Manual workaround via custom fields
— Limited
Custom field workaround
Australian-focused support
— Limited
✗ No

Accounting features

Feature PayPal Invoicing Refrens
Bank reconciliation
✗ No
✗ No
Expense tracking
✗ No
— Limited
Payroll
✗ No
✗ No
Inventory tracking
✗ No
✗ No

Integrations

Feature PayPal Invoicing Refrens
Stripe payments
✗ No
PayPal locks you to its own processor
✓ Yes
Mobile app
✓ Yes
— Limited

Setup & support

Feature PayPal Invoicing Refrens
Setup time
— Limited
PayPal Business account required
— Limited
Account signup required

Where PayPal Invoicing wins

  • Entry paid plan
  • Unlimited invoices
  • Australian-focused support
  • Mobile app

Where Refrens wins

  • Custom logo & branding
  • Client management
  • ABN field built in
  • Expense tracking
  • Stripe payments

A third option: InvoiceSonic, free

Neither tool fits your invoicing-only workflow? Try InvoiceSonic — free for unlimited ATO-compliant tax invoices, no signup required.

Create a free invoice now →

Frequently asked questions

Is PayPal Invoicing cheaper than Refrens?

PayPal Invoicing starts at Free (2.6% + AU$0.30 per paid invoice); Refrens starts at Free; Pro from ~AU$8/mo. PayPal Invoicing offers free invoicing — fees apply to payments. Refrens offers free unlimited invoices (with branding).

Does PayPal Invoicing handle Australian GST and ABN better than Refrens?

For ATO-compliant GST: PayPal Invoicing = limited, Refrens = limited. For native ABN field: PayPal Invoicing = no, Refrens = limited. If you operate in Australia and either tool falls short here, InvoiceSonic handles both natively — and it's free.

Which is better for freelancers — PayPal Invoicing or Refrens?

Most freelancers want fast invoicing without paying for full accounting. Between these two, Refrens wins more categories overall. But if you're a freelancer who just wants ATO-compliant tax invoices for free, InvoiceSonic is purpose-built for that workflow.

Can I switch from PayPal Invoicing to Refrens easily?

Do not assume a one-click migration. Confirm each product's current export and import formats, then test contacts, opening balances, unpaid invoices, tax codes, attachments and reconciliations before cancelling the old account. Keep statutory records outside both systems.

Should I use PayPal Invoicing or Refrens for invoicing only?

Both tools include more than invoicing. If invoicing is your only need, a dedicated generator can be faster and more focused than a full accounting subscription.

Is there a free alternative to both PayPal Invoicing and Refrens?

Yes — InvoiceSonic lets you create and download an invoice without signup. Its account plans have separate limits and pricing, so compare current official plans before deciding.