2026 head-to-head

Square Invoices vs SumUp Invoicing: Which is Better in 2026?

Square Invoices and SumUp Invoicing tie across most categories (17 tied features). Below is the full feature-by-feature breakdown.

Scoreboard

1
Square Invoices wins
17
Tied
1
SumUp Invoicing wins

Feature-by-feature comparison

Pricing

Feature Square Invoices SumUp Invoicing
Free plan
✓ Yes
Free creation; 2.2% on payments
✓ Yes
Free for SumUp merchants
Entry paid plan
✓ Yes
Per-transaction fees only
— Paid add-on
Download PDF without signup
✗ No
✗ No

Invoicing features

Feature Square Invoices SumUp Invoicing
Unlimited invoices
— Limited
— Limited
Custom logo & branding
✓ Yes
✓ Yes
Recurring invoices
✓ Yes
✓ Yes
Email invoices to clients
✓ Yes
✓ Yes
Multi-currency
✓ Yes
✓ Yes
Client management
✓ Yes
✓ Yes

Australian compliance

Feature Square Invoices SumUp Invoicing
ATO-compliant GST invoices
— Limited
— Limited
ABN field built in
✗ No
— Limited
Australian-focused support
— Limited
— Limited

Accounting features

Feature Square Invoices SumUp Invoicing
Bank reconciliation
✗ No
✗ No
Expense tracking
— Limited
— Limited
Payroll
✗ No
✗ No
Inventory tracking
✗ No
✗ No

Integrations

Feature Square Invoices SumUp Invoicing
Stripe payments
✗ No
Square payments only
✗ No
SumUp payments
Mobile app
— Limited
— Limited

Setup & support

Feature Square Invoices SumUp Invoicing
Setup time
— Limited
Account signup required
— Limited
Account signup required

Where Square Invoices wins

  • Entry paid plan

Where SumUp Invoicing wins

  • ABN field built in

A third option: InvoiceSonic, free

Neither tool fits your invoicing-only workflow? Try InvoiceSonic — free for unlimited ATO-compliant tax invoices, no signup required.

Create a free invoice now →

Frequently asked questions

Is Square Invoices cheaper than SumUp Invoicing?

Square Invoices starts at Free (2.2% per paid invoice); SumUp Invoicing starts at Free (card fees apply). Square Invoices offers free to create — fees on card payments. SumUp Invoicing offers free invoicing for sumup merchants.

Does Square Invoices handle Australian GST and ABN better than SumUp Invoicing?

For ATO-compliant GST: Square Invoices = limited, SumUp Invoicing = limited. For native ABN field: Square Invoices = no, SumUp Invoicing = limited. If you operate in Australia and either tool falls short here, InvoiceSonic handles both natively — and it's free.

Which is better for freelancers — Square Invoices or SumUp Invoicing?

Most freelancers want fast invoicing without paying for full accounting. Between these two, SumUp Invoicing wins more categories overall. But if you're a freelancer who just wants ATO-compliant tax invoices for free, InvoiceSonic is purpose-built for that workflow.

Can I switch from Square Invoices to SumUp Invoicing easily?

Both Square Invoices and SumUp Invoicing let you export client lists and invoice history (usually as CSV). Migration takes an afternoon for most small businesses. If you're considering switching anyway, it might be worth evaluating InvoiceSonic as a free alternative for invoicing while keeping your accountant's tool of choice for bookkeeping.

Should I use Square Invoices or SumUp Invoicing for invoicing only?

Both tools are accounting-first platforms; their invoicing modules are a subset of what they do. If invoicing is your only need, a free dedicated invoice generator like InvoiceSonic is usually faster, cheaper, and more focused — without paying for bookkeeping, payroll, or inventory features you won't use.

Is there a free alternative to both Square Invoices and SumUp Invoicing?

Yes — InvoiceSonic is free for unlimited Australian-compliant invoices with no signup required for PDF download. You can run it alongside or instead of paid accounting platforms.