Invoice Ninja and SumUp Invoicing tie across most categories (17 tied features). Below is the full feature-by-feature breakdown.
| Feature | Invoice Ninja | SumUp Invoicing |
|---|---|---|
| Free plan |
✓ Yes
Self-hosted free; cloud Pro paid
|
✓ Yes
Free for SumUp merchants
|
| Entry paid plan |
— Paid add-on
Pro ~AU$12/mo
|
— Paid add-on
|
| Download PDF without signup |
✗ No
|
✗ No
|
| Feature | Invoice Ninja | SumUp Invoicing |
|---|---|---|
| Unlimited invoices |
— Limited
|
— Limited
|
| Custom logo & branding |
— Paid add-on
White-label on higher tiers
|
✓ Yes
|
| Recurring invoices |
✓ Yes
|
✓ Yes
|
| Email invoices to clients |
✓ Yes
|
✓ Yes
|
| Multi-currency |
✓ Yes
|
✓ Yes
|
| Client management |
✓ Yes
|
✓ Yes
|
| Feature | Invoice Ninja | SumUp Invoicing |
|---|---|---|
| ATO-compliant GST invoices |
— Limited
Configurable tax rates
|
— Limited
|
| ABN field built in |
— Limited
Custom field workaround
|
— Limited
|
| Australian-focused support |
— Limited
|
— Limited
|
| Feature | Invoice Ninja | SumUp Invoicing |
|---|---|---|
| Bank reconciliation |
✗ No
|
✗ No
|
| Expense tracking |
— Limited
|
— Limited
|
| Payroll |
✗ No
|
✗ No
|
| Inventory tracking |
✗ No
|
✗ No
|
| Feature | Invoice Ninja | SumUp Invoicing |
|---|---|---|
| Stripe payments |
✓ Yes
|
✗ No
SumUp payments
|
| Mobile app |
— Limited
|
— Limited
|
| Feature | Invoice Ninja | SumUp Invoicing |
|---|---|---|
| Setup time |
— Limited
Account signup required
|
— Limited
Account signup required
|
Neither tool fits your invoicing-only workflow? Try InvoiceSonic — free for unlimited ATO-compliant tax invoices, no signup required.
Create a free invoice now →Invoice Ninja starts at Free (self-hosted) or AU$12/mo (Pro); SumUp Invoicing starts at Free (card fees apply). Invoice Ninja offers free self-hosted; pro cloud plan. SumUp Invoicing offers free invoicing for sumup merchants.
For ATO-compliant GST: Invoice Ninja = limited, SumUp Invoicing = limited. For native ABN field: Invoice Ninja = limited, SumUp Invoicing = limited. If you operate in Australia and either tool falls short here, InvoiceSonic handles both natively — and it's free.
Most freelancers want fast invoicing without paying for full accounting. Between these two, SumUp Invoicing wins more categories overall. But if you're a freelancer who just wants ATO-compliant tax invoices for free, InvoiceSonic is purpose-built for that workflow.
Do not assume a one-click migration. Confirm each product's current export and import formats, then test contacts, opening balances, unpaid invoices, tax codes, attachments and reconciliations before cancelling the old account. Keep statutory records outside both systems.
Both tools include more than invoicing. If invoicing is your only need, a dedicated generator can be faster and more focused than a full accounting subscription.
Yes — InvoiceSonic lets you create and download an invoice without signup. Its account plans have separate limits and pricing, so compare current official plans before deciding.