2026 head-to-head

QuickBooks Online vs Wave: Which is Better in 2026?

QuickBooks Online wins on more features overall (7 vs 6, 6 tied). Below is the full feature-by-feature breakdown.

Scoreboard

7
QuickBooks Online wins
6
Tied
6
Wave wins

Feature-by-feature comparison

Pricing

Feature QuickBooks Online Wave
Free plan
✗ No
30-day trial only
✓ Yes
Entry paid plan
— Paid add-on
AU$33/mo Simple Start, AU$49/mo Essentials
✓ Yes
Pro Plan US$16/mo (about AU$25)
Download PDF without signup
✗ No
✗ No
Requires signup to generate invoices

Invoicing features

Feature QuickBooks Online Wave
Unlimited invoices
— Limited
Simple Start caps at 20 invoices/month
✓ Yes
Custom logo & branding
✓ Yes
✓ Yes
Recurring invoices
— Paid add-on
Essentials plan and above
✓ Yes
Email invoices to clients
✓ Yes
✓ Yes
Multi-currency
— Paid add-on
Plus plan only
✓ Yes
Client management
✓ Yes
✓ Yes

Australian compliance

Feature QuickBooks Online Wave
ATO-compliant GST invoices
✓ Yes
— Limited
No automatic ATO Tax Invoice wording
ABN field built in
✓ Yes
✗ No
Manual workaround needed
Australian-focused support
— Limited
US-headquartered, AU support via partner network
✗ No
No AU-based support

Accounting features

Feature QuickBooks Online Wave
Bank reconciliation
✓ Yes
— Limited
AU bank feeds are limited
Expense tracking
✓ Yes
✓ Yes
Payroll
— Paid add-on
+AU$5/mo per employee
✗ No
US/Canada only
Inventory tracking
— Paid add-on
Plus plan only
✗ No

Integrations

Feature QuickBooks Online Wave
Stripe payments
✓ Yes
— Limited
Wave Payments only — no direct Stripe integration
Mobile app
✓ Yes
✓ Yes

Setup & support

Feature QuickBooks Online Wave
Setup time
✗ No
30+ minute guided setup
— Limited
~10 min signup + business setup

Where QuickBooks Online wins

  • ATO-compliant GST invoices
  • ABN field built in
  • Australian-focused support
  • Bank reconciliation
  • Payroll

Where Wave wins

  • Free plan
  • Entry paid plan
  • Unlimited invoices
  • Recurring invoices
  • Multi-currency

A third option: InvoiceSonic, free

Neither tool fits your invoicing-only workflow? Try InvoiceSonic — free for unlimited ATO-compliant tax invoices, no signup required.

Create a free invoice now →

Frequently asked questions

Is QuickBooks Online cheaper than Wave?

QuickBooks Online starts at AU$33/mo (Simple Start); Wave starts at Free (Pro Plan US$16/mo). QuickBooks Online offers 30-day free trial. Wave offers free forever.

Does QuickBooks Online handle Australian GST and ABN better than Wave?

For ATO-compliant GST: QuickBooks Online = yes, Wave = limited. For native ABN field: QuickBooks Online = yes, Wave = no. If you operate in Australia and either tool falls short here, InvoiceSonic handles both natively — and it's free.

Which is better for freelancers — QuickBooks Online or Wave?

Most freelancers want fast invoicing without paying for full accounting. Between these two, QuickBooks Online wins more categories overall. But if you're a freelancer who just wants ATO-compliant tax invoices for free, InvoiceSonic is purpose-built for that workflow.

Can I switch from QuickBooks Online to Wave easily?

Both QuickBooks Online and Wave let you export client lists and invoice history (usually as CSV). Migration takes an afternoon for most small businesses. If you're considering switching anyway, it might be worth evaluating InvoiceSonic as a free alternative for invoicing while keeping your accountant's tool of choice for bookkeeping.

Should I use QuickBooks Online or Wave for invoicing only?

Both tools are accounting-first platforms; their invoicing modules are a subset of what they do. If invoicing is your only need, a free dedicated invoice generator like InvoiceSonic is usually faster, cheaper, and more focused — without paying for bookkeeping, payroll, or inventory features you won't use.

Is there a free alternative to both QuickBooks Online and Wave?

Yes — InvoiceSonic is free for unlimited Australian-compliant invoices with no signup required for PDF download. You can run it alongside or instead of paid accounting platforms.