2026 head-to-head

Sage Accounting vs SumUp Invoicing: Which is Better in 2026?

Sage Accounting wins on more features overall (6 vs 1, 12 tied). Below is the full feature-by-feature breakdown.

Scoreboard

6
Sage Accounting wins
12
Tied
1
SumUp Invoicing wins

Feature-by-feature comparison

Pricing

Feature Sage Accounting SumUp Invoicing
Free plan
✗ No
30-day trial
✓ Yes
Free for SumUp merchants
Entry paid plan
— Paid add-on
From AU$22/mo
— Paid add-on
Download PDF without signup
✗ No
✗ No

Invoicing features

Feature Sage Accounting SumUp Invoicing
Unlimited invoices
— Limited
— Limited
Custom logo & branding
✓ Yes
✓ Yes
Recurring invoices
✓ Yes
✓ Yes
Email invoices to clients
✓ Yes
✓ Yes
Multi-currency
✓ Yes
✓ Yes
Client management
✓ Yes
✓ Yes

Australian compliance

Feature Sage Accounting SumUp Invoicing
ATO-compliant GST invoices
✓ Yes
— Limited
ABN field built in
✓ Yes
— Limited
Australian-focused support
— Limited
— Limited

Accounting features

Feature Sage Accounting SumUp Invoicing
Bank reconciliation
✓ Yes
✗ No
Expense tracking
✓ Yes
— Limited
Payroll
— Paid add-on
✗ No
Inventory tracking
✗ No
✗ No

Integrations

Feature Sage Accounting SumUp Invoicing
Stripe payments
✓ Yes
✗ No
SumUp payments
Mobile app
— Limited
— Limited

Setup & support

Feature Sage Accounting SumUp Invoicing
Setup time
— Limited
Account signup required
— Limited
Account signup required

Where Sage Accounting wins

  • ATO-compliant GST invoices
  • ABN field built in
  • Bank reconciliation
  • Expense tracking
  • Payroll

Where SumUp Invoicing wins

  • Free plan

A third option: InvoiceSonic, free

Neither tool fits your invoicing-only workflow? Try InvoiceSonic — free for unlimited ATO-compliant tax invoices, no signup required.

Create a free invoice now →

Frequently asked questions

Is Sage Accounting cheaper than SumUp Invoicing?

Sage Accounting starts at From AU$22/mo; SumUp Invoicing starts at Free (card fees apply). Sage Accounting offers 30-day trial. SumUp Invoicing offers free invoicing for sumup merchants.

Does Sage Accounting handle Australian GST and ABN better than SumUp Invoicing?

For ATO-compliant GST: Sage Accounting = yes, SumUp Invoicing = limited. For native ABN field: Sage Accounting = yes, SumUp Invoicing = limited. If you operate in Australia and either tool falls short here, InvoiceSonic handles both natively — and it's free.

Which is better for freelancers — Sage Accounting or SumUp Invoicing?

Most freelancers want fast invoicing without paying for full accounting. Between these two, Sage Accounting wins more categories overall. But if you're a freelancer who just wants ATO-compliant tax invoices for free, InvoiceSonic is purpose-built for that workflow.

Can I switch from Sage Accounting to SumUp Invoicing easily?

Both Sage Accounting and SumUp Invoicing let you export client lists and invoice history (usually as CSV). Migration takes an afternoon for most small businesses. If you're considering switching anyway, it might be worth evaluating InvoiceSonic as a free alternative for invoicing while keeping your accountant's tool of choice for bookkeeping.

Should I use Sage Accounting or SumUp Invoicing for invoicing only?

Both tools are accounting-first platforms; their invoicing modules are a subset of what they do. If invoicing is your only need, a free dedicated invoice generator like InvoiceSonic is usually faster, cheaper, and more focused — without paying for bookkeeping, payroll, or inventory features you won't use.

Is there a free alternative to both Sage Accounting and SumUp Invoicing?

Yes — InvoiceSonic is free for unlimited Australian-compliant invoices with no signup required for PDF download. You can run it alongside or instead of paid accounting platforms.