Reckon wins on more features overall (5 vs 1, 13 tied). Below is the full feature-by-feature breakdown.
| Feature | Reckon | SumUp Invoicing |
|---|---|---|
| Free plan |
✗ No
30-day trial
|
✓ Yes
Free for SumUp merchants
|
| Entry paid plan |
— Paid add-on
From AU$15/mo
|
— Paid add-on
|
| Download PDF without signup |
✗ No
|
✗ No
|
| Feature | Reckon | SumUp Invoicing |
|---|---|---|
| Unlimited invoices |
— Limited
|
— Limited
|
| Custom logo & branding |
✓ Yes
|
✓ Yes
|
| Recurring invoices |
✓ Yes
|
✓ Yes
|
| Email invoices to clients |
✓ Yes
|
✓ Yes
|
| Multi-currency |
✓ Yes
|
✓ Yes
|
| Client management |
✓ Yes
|
✓ Yes
|
| Feature | Reckon | SumUp Invoicing |
|---|---|---|
| ATO-compliant GST invoices |
✓ Yes
|
— Limited
|
| ABN field built in |
✓ Yes
|
— Limited
|
| Australian-focused support |
✓ Yes
|
— Limited
|
| Feature | Reckon | SumUp Invoicing |
|---|---|---|
| Bank reconciliation |
✓ Yes
|
✗ No
|
| Expense tracking |
— Limited
|
— Limited
|
| Payroll |
✗ No
|
✗ No
|
| Inventory tracking |
✗ No
|
✗ No
|
| Feature | Reckon | SumUp Invoicing |
|---|---|---|
| Stripe payments |
✓ Yes
|
✗ No
SumUp payments
|
| Mobile app |
— Limited
|
— Limited
|
| Feature | Reckon | SumUp Invoicing |
|---|---|---|
| Setup time |
— Limited
Account signup required
|
— Limited
Account signup required
|
Neither tool fits your invoicing-only workflow? Try InvoiceSonic — free for unlimited ATO-compliant tax invoices, no signup required.
Create a free invoice now →Reckon starts at From AU$15/mo (Invoicing); SumUp Invoicing starts at Free (card fees apply). Reckon offers 30-day trial. SumUp Invoicing offers free invoicing for sumup merchants.
For ATO-compliant GST: Reckon = yes, SumUp Invoicing = limited. For native ABN field: Reckon = yes, SumUp Invoicing = limited. If you operate in Australia and either tool falls short here, InvoiceSonic handles both natively — and it's free.
Most freelancers want fast invoicing without paying for full accounting. Between these two, Reckon wins more categories overall. But if you're a freelancer who just wants ATO-compliant tax invoices for free, InvoiceSonic is purpose-built for that workflow.
Do not assume a one-click migration. Confirm each product's current export and import formats, then test contacts, opening balances, unpaid invoices, tax codes, attachments and reconciliations before cancelling the old account. Keep statutory records outside both systems.
Both tools include more than invoicing. If invoicing is your only need, a dedicated generator can be faster and more focused than a full accounting subscription.
Yes — InvoiceSonic lets you create and download an invoice without signup. Its account plans have separate limits and pricing, so compare current official plans before deciding.