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Net 15 Payment Terms

Net 15 payment terms mean the invoice is due 15 calendar days after the invoice date — half the credit of Net 30, and for most small businesses the better default. Here is when it is appropriate and how to move an existing client onto it without friction.

Invoicing Tips

  • Net 15 halves the money you have tied up in unpaid invoices at any moment. On a business invoicing $10,000 a month, moving Net 30 to Net 15 frees roughly $5,000 of working capital permanently
  • Most clients do not object. Payment terms are usually inherited from whatever the last supplier used, not negotiated on principle
  • Change terms at a natural boundary — a new project, a new year, a rate change — rather than mid-engagement
  • Larger corporates often cannot pay Net 15 because their accounts cycle runs monthly. Do not fight that; price it in instead
  • Print the due date as a date. Net 15 means nothing to someone outside finance

Frequently Asked Questions

What does Net 15 mean?

Net 15 means the full invoice amount is due 15 calendar days after the invoice date. It is the same structure as Net 30 with half the credit period.

Is Net 15 better than Net 30?

For the supplier, almost always — it halves how much cash is tied up in unpaid invoices. For the client it is tighter, so very large organisations with monthly payment runs may not be able to meet it regardless of willingness.

How do I change a client from Net 30 to Net 15?

Do it at a natural boundary such as a new project or a rate review, state it in writing before the next invoice, and put the calendar due date on the invoice itself. Most clients accept without comment.

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