Stripe Fee Calculator

Stripe charges 2.9% + $0.30 on every card payment. Enter an invoice amount to see what you keep after fees — and what you'd save invoicing through a free payment rail.

What each payment method really costs

  • PayPal (goods & services): 3.49% + $0.49 — the priciest of the common options.
  • Stripe & Square (card): 2.9% + $0.30 per card payment.
  • Cash App for Business: 2.75% per payment received.
  • Venmo (goods & services): 1.9% + $0.10 — lowest of the app fees.
  • Zelle, PayID & bank transfer: $0 — direct account-to-account, no processing fee.

Frequently asked questions

How much does Stripe charge per invoice?

Stripe's standard rate is 2.9% + $0.30 per successful card payment. On a $1,000 invoice that's $29.30, leaving you $970.70. There's no extra charge to create the invoice — the fee is taken when the client pays by card.

How do I avoid Stripe fees on invoices?

Give clients a fee-free way to pay. If your invoice also shows PayID, a bank transfer, or Zelle, clients can pay you directly with no processing fee — and you keep the full amount. InvoiceSonic adds these to every invoice for free.

Is there a cheaper alternative to Stripe invoicing?

For getting paid, the cheapest option is a direct bank rail (PayID, bank transfer, Zelle) which costs nothing. InvoiceSonic lets you invoice for free and get paid on those rails, so you skip the 2.9% + $0.30 entirely.