Stripe Fee Calculator

Stripe charges 2.9% + $0.30 on every card payment. Enter an invoice amount to see what you keep after fees — and what you'd save invoicing through a free payment rail.

What each payment method really costs

  • PayPal Checkout: 3.49% + $0.49 on standard US pricing.
  • Stripe online cards: 2.9% + $0.30 on standard US pricing.
  • Square Free invoice cards: 3.3% + $0.30 in the US.
  • Venmo Business Profile: 1.9% + $0.10.
  • Zelle and bank transfer: Zelle charges $0; bank and account terms vary.

Frequently asked questions

How much does Stripe charge per invoice?

Stripe's standard rate is 2.9% + $0.30 per successful card payment. On a $1,000 invoice that's $29.30, leaving you $970.70. There's no extra charge to create the invoice — the fee is taken when the client pays by card.

How do I avoid Stripe fees on invoices?

Give clients a direct way to pay. If your invoice also shows PayID, bank-transfer details, or Zelle, you may avoid card-processing fees. Bank and payment-provider terms still apply; InvoiceSonic does not add a percentage fee.

Is there a cheaper alternative to Stripe invoicing?

A direct bank payment may be cheaper than a card payment, depending on the bank and rail. InvoiceSonic lets you put those payment details on the invoice without adding a percentage fee, while Stripe remains useful when card convenience and automation matter more.