Stripe Invoicing and SumUp Invoicing tie across most categories (17 tied features). Below is the full feature-by-feature breakdown.
Payments are online, recurring or API-driven and you already use Stripe Billing or Checkout.
Most sales are face to face and card-reader hardware, POS and merchant invoicing should share a workflow.
Model card-present versus online volume, invoice fees, hardware, recurring billing and international cards for your country.
Method: official product/pricing pages and task-by-task comparison. Sources: Stripe Invoicing pricing · SumUp official site.
| Feature | Stripe Invoicing | SumUp Invoicing |
|---|---|---|
| Free plan |
✓ Yes
Free to draft; 0.5% when paid
|
✓ Yes
Free for SumUp merchants
|
| Entry paid plan |
— Paid add-on
|
— Paid add-on
|
| Download PDF without signup |
✗ No
|
✗ No
|
| Feature | Stripe Invoicing | SumUp Invoicing |
|---|---|---|
| Unlimited invoices |
— Limited
|
— Limited
|
| Custom logo & branding |
✓ Yes
|
✓ Yes
|
| Recurring invoices |
✓ Yes
|
✓ Yes
|
| Email invoices to clients |
✓ Yes
|
✓ Yes
|
| Multi-currency |
✓ Yes
|
✓ Yes
|
| Client management |
✓ Yes
|
✓ Yes
|
| Feature | Stripe Invoicing | SumUp Invoicing |
|---|---|---|
| ATO-compliant GST invoices |
— Limited
|
— Limited
|
| ABN field built in |
— Limited
Custom field workaround
|
— Limited
|
| Australian-focused support |
— Limited
|
— Limited
|
| Feature | Stripe Invoicing | SumUp Invoicing |
|---|---|---|
| Bank reconciliation |
✗ No
|
✗ No
|
| Expense tracking |
— Limited
|
— Limited
|
| Payroll |
✗ No
|
✗ No
|
| Inventory tracking |
✗ No
|
✗ No
|
| Feature | Stripe Invoicing | SumUp Invoicing |
|---|---|---|
| Stripe payments |
✓ Yes
Stripe only
|
✗ No
SumUp payments
|
| Mobile app |
— Limited
|
— Limited
|
| Feature | Stripe Invoicing | SumUp Invoicing |
|---|---|---|
| Setup time |
✗ No
Stripe Dashboard + API knowledge
|
— Limited
Account signup required
|
Neither tool fits your invoicing-only workflow? Try InvoiceSonic — free for unlimited ATO-compliant tax invoices, no signup required.
Create a free invoice now →Stripe Invoicing starts at 0.5% on paid invoices (on top of Stripe fees); SumUp Invoicing starts at Free (card fees apply). Stripe Invoicing offers free to create; fees when paid. SumUp Invoicing offers free invoicing for sumup merchants.
For ATO-compliant GST: Stripe Invoicing = limited, SumUp Invoicing = limited. For native ABN field: Stripe Invoicing = limited, SumUp Invoicing = limited. If you operate in Australia and either tool falls short here, InvoiceSonic handles both natively — and it's free.
Most freelancers want fast invoicing without paying for full accounting. Between these two, SumUp Invoicing wins more categories overall. But if you're a freelancer who just wants ATO-compliant tax invoices for free, InvoiceSonic is purpose-built for that workflow.
Do not assume a one-click migration. Confirm each product's current export and import formats, then test contacts, opening balances, unpaid invoices, tax codes, attachments and reconciliations before cancelling the old account. Keep statutory records outside both systems.
Stripe is online-payment and developer-first; SumUp is merchant and card-present-first. Neither is accounting-first. If you only need a PDF invoice, a focused invoice generator may be simpler than either payment ecosystem.
Yes — InvoiceSonic lets you create and download an invoice without signup. Its account plans have separate limits and pricing, so compare current official plans before deciding.