Stripe Invoicing and SumUp Invoicing tie across most categories (17 tied features). Below is the full feature-by-feature breakdown.
| Feature | Stripe Invoicing | SumUp Invoicing |
|---|---|---|
| Free plan |
✓ Yes
Free to draft; 0.5% when paid
|
✓ Yes
Free for SumUp merchants
|
| Entry paid plan |
— Paid add-on
|
— Paid add-on
|
| Download PDF without signup |
✗ No
|
✗ No
|
| Feature | Stripe Invoicing | SumUp Invoicing |
|---|---|---|
| Unlimited invoices |
— Limited
|
— Limited
|
| Custom logo & branding |
✓ Yes
|
✓ Yes
|
| Recurring invoices |
✓ Yes
|
✓ Yes
|
| Email invoices to clients |
✓ Yes
|
✓ Yes
|
| Multi-currency |
✓ Yes
|
✓ Yes
|
| Client management |
✓ Yes
|
✓ Yes
|
| Feature | Stripe Invoicing | SumUp Invoicing |
|---|---|---|
| ATO-compliant GST invoices |
— Limited
|
— Limited
|
| ABN field built in |
— Limited
Custom field workaround
|
— Limited
|
| Australian-focused support |
— Limited
|
— Limited
|
| Feature | Stripe Invoicing | SumUp Invoicing |
|---|---|---|
| Bank reconciliation |
✗ No
|
✗ No
|
| Expense tracking |
— Limited
|
— Limited
|
| Payroll |
✗ No
|
✗ No
|
| Inventory tracking |
✗ No
|
✗ No
|
| Feature | Stripe Invoicing | SumUp Invoicing |
|---|---|---|
| Stripe payments |
✓ Yes
Stripe only
|
✗ No
SumUp payments
|
| Mobile app |
— Limited
|
— Limited
|
| Feature | Stripe Invoicing | SumUp Invoicing |
|---|---|---|
| Setup time |
✗ No
Stripe Dashboard + API knowledge
|
— Limited
Account signup required
|
Neither tool fits your invoicing-only workflow? Try InvoiceSonic — free for unlimited ATO-compliant tax invoices, no signup required.
Create a free invoice now →Stripe Invoicing starts at 0.5% on paid invoices (on top of Stripe fees); SumUp Invoicing starts at Free (card fees apply). Stripe Invoicing offers free to create; fees when paid. SumUp Invoicing offers free invoicing for sumup merchants.
For ATO-compliant GST: Stripe Invoicing = limited, SumUp Invoicing = limited. For native ABN field: Stripe Invoicing = limited, SumUp Invoicing = limited. If you operate in Australia and either tool falls short here, InvoiceSonic handles both natively — and it's free.
Most freelancers want fast invoicing without paying for full accounting. Between these two, SumUp Invoicing wins more categories overall. But if you're a freelancer who just wants ATO-compliant tax invoices for free, InvoiceSonic is purpose-built for that workflow.
Both Stripe Invoicing and SumUp Invoicing let you export client lists and invoice history (usually as CSV). Migration takes an afternoon for most small businesses. If you're considering switching anyway, it might be worth evaluating InvoiceSonic as a free alternative for invoicing while keeping your accountant's tool of choice for bookkeeping.
Both tools are accounting-first platforms; their invoicing modules are a subset of what they do. If invoicing is your only need, a free dedicated invoice generator like InvoiceSonic is usually faster, cheaper, and more focused — without paying for bookkeeping, payroll, or inventory features you won't use.
Yes — InvoiceSonic is free for unlimited Australian-compliant invoices with no signup required for PDF download. You can run it alongside or instead of paid accounting platforms.