Square Invoices is free to send, but Square takes a fee on every invoice paid by card. The best Square Invoices alternative depends on whether you want card payments at a lower rate, full accounting, or invoices your customers can pay by bank transfer at no cost to you.
InvoiceSonic beats Square Invoices on 7 features (vs 2 the other way) and is free for unlimited Australian-compliant tax invoices. No signup required for PDF download, native ABN and GST handling.
| Option | Invoice cost | Best for |
|---|---|---|
| InvoiceSonic | Free generator; no percentage on bank transfer or PayID | Getting paid in full by bank transfer |
| SumUp Invoices | Free to use; card fees from 1.40% | Businesses already using a SumUp card reader |
| Stripe Invoicing | 0.4% per paid invoice (Starter) plus card fees from 1.7% + A$0.30 | Online payments and subscriptions |
| Xero | Monthly subscription | Invoicing inside full accounting |
| MYOB | Monthly or annual subscription | Payroll and inventory in one product |
Fees from official Australian pricing pages, checked 10 Sep 2026: Stripe · SumUp.
The closest like-for-like swap: a card reader business with free invoicing on top. SumUp Invoices alternatives · Stripe vs SumUp.
Best when payments are mostly online or recurring. Stripe Invoicing alternatives · Stripe fees explained.
Choose these when you need the books, GST and BAS in the same place as your invoices. Xero alternatives · MYOB alternatives.
ABN and GST-ready invoices with bank transfer and PayID details, so customers can pay without a card fee. InvoiceSonic vs Square Invoices · payment fee calculator.
Xero is a full accounting platform — overkill if you only need invoicing. InvoiceSonic is purpose-built for fast, free invoice creation with ATO-compliant GST handling. Use Xero if you also need bookk…
MYOB is the Australian incumbent for SMB accounting — battle-tested, ATO-integrated, but priced and built like enterprise software. InvoiceSonic is a free, modern invoice generator that ships in secon…
QuickBooks Online is a powerful US-built accounting platform with an Australian edition. It is feature-rich but pricey and built for growing teams, not solo freelancers. InvoiceSonic is free, AU-focus…
Both are free. Wave is a great free option globally but has weak Australian localisation — no native ABN field, no auto-GST formatting, and AU payment processing is limited. InvoiceSonic is purpose-bu…
FreshBooks is a polished, US-built invoicing-and-accounting tool that started focused on freelancers. It is well-designed but pricey and AU-localisation is weaker than local options. InvoiceSonic is f…
Both are Aussie-built. Invoice2go is mobile-first with a paid app model; InvoiceSonic is web-first, free, and faster to use without signup. Invoice2go suits tradies billing on-site from their phone; I…
Hnry and InvoiceSonic solve different problems. Hnry is a managed service — they handle PAYG, GST, super, and tax filings for you in exchange for 1% of income. InvoiceSonic is a free invoice generator…
Both are free to create invoices. PayPal's value is that clients can pay you instantly with PayPal — but the 2.6% + AU$0.30 transaction fee adds up, and the invoice templates are generic and limited. …
Zoho Invoice is solid if you already live in Zoho Books or CRM. InvoiceSonic is faster for Australian GST invoices with no suite lock-in — create a compliant PDF in under two minutes with no sign-up u…
Invoice Ninja appeals to developers who want self-hosting or white-label invoicing. InvoiceSonic is simpler for Australian businesses that want ATO-ready invoices instantly without server maintenance.…
Refrens targets freelancers in India and Southeast Asia with free invoicing. InvoiceSonic is built for Australian tax rules — ABN, GST, and ATO tax invoice format out of the box.…
Harvest excels when you bill by tracked hours on client projects. InvoiceSonic is better when you already know the line items and just need a polished, GST-compliant invoice fast.…
Stripe Invoicing is built for SaaS companies with engineering resources. InvoiceSonic is for humans who want a visual editor and Australian compliance without writing API code.…
Bill.com is enterprise AP/AR workflow software. InvoiceSonic is the opposite end: a free invoice generator for owners who send invoices themselves without a finance ops team.…
Invoicely is a lightweight Australian invoicing app with a restrictive free tier. InvoiceSonic offers a free generator to create and download an invoice with no sign-up, plus stronger templates, with …
Sage bundles invoicing with bookkeeping. InvoiceSonic is invoicing-only — faster setup, no chart of accounts, a free generator (no signup), and unlimited saved invoices on the Pro plan.…
Odoo is a full ERP — invoicing is one module among dozens. InvoiceSonic is a focused invoice tool you can use in two minutes without ERP configuration.…
Reckon is a credible Australian alternative to Xero with local BAS support. InvoiceSonic wins when you only need invoices — no subscription, no BAS lodgement overhead.…
Saasu is Australian cloud accounting software for SMBs. Compare its current transaction limits, bank feeds, payroll and inventory directly with Xero; InvoiceSonic is the narrower option for owners who…
Billdu is popular in Europe for mobile invoicing. InvoiceSonic offers stronger Australian GST/ABN defaults and web-first workflows tradies expect in AU.…
Zervant offers free unlimited invoicing in Europe. InvoiceSonic matches that generosity with Australian-specific fields — ABN, GST, and tax invoice wording.…
Inv24 provides free invoice templates globally. InvoiceSonic adds Australian tax invoice compliance and cleaner branding on the free tier.…
Nutcache combines projects, time tracking, and invoicing. InvoiceSonic is better when you do not need Gantt charts — just a professional invoice PDF.…
Hiveage offers a generous free tier for freelancers. InvoiceSonic removes the 5-client cap concern with unlimited clients on the Pro plan and stronger Australian compliance.…
monday.com is a work management platform — invoicing comes via integrations or workarounds. InvoiceSonic is a dedicated invoice generator without per-seat PM pricing.…
SumUp Invoicing targets merchants already using SumUp card readers. InvoiceSonic works with any payment method — bank transfer, BPAY, Stripe, or SumUp links you add manually.…
Pipedrive is a sales CRM — invoicing is an add-on for closing deals. InvoiceSonic is for after the deal closes: fast, compliant invoice PDFs.…
Clear Books is UK-focused cloud accounting. InvoiceSonic is better for Australian businesses needing ABN/GST tax invoices without UK VAT defaults.…
For most Australian freelancers and small businesses, InvoiceSonic is the most cost-effective alternative — free unlimited invoices with ATO-compliant GST handling. For accounting-heavy needs, Xero and MYOB are common upgrades. The right choice depends on whether you need invoicing only (InvoiceSonic) or full bookkeeping (Xero/MYOB).
Card processing fees on every paid invoice Many users only need invoicing, not a full accounting suite, so they downgrade to a focused tool.
Yes — InvoiceSonic is free for unlimited invoices with no signup required. Wave is also free but has weak Australian localisation (no native ABN field, no automatic "Tax Invoice" formatting).
Most invoicing platforms let you export clients and invoice history as CSV. The actual data migration is usually under an hour. The longer task is reconfiguring templates, payment terms, and any integrations. For invoicing-only workflows, the switch is straightforward.
Yes — many businesses use a free generator like InvoiceSonic for routine invoicing while keeping their accountant's tool (e.g., Xero) for the books. This is a common cost-saving pattern.
InvoiceSonic is built Australia-first with native ABN, ATO "Tax Invoice" formatting, and automatic 10% GST. Xero, MYOB, and Invoice2go are also AU-focused. FreshBooks, Wave, and PayPal Invoicing handle GST manually and may not auto-format ATO requirements.