Square Invoices is free to send, but Square takes a fee on every invoice paid by card. The best Square Invoices alternative depends on whether you want card payments at a lower rate, full accounting, or invoices your customers can pay by bank transfer at no cost to you.
Create the first PDF without an account, or use a free account for up to three invoices a month. Pro includes unlimited invoices. InvoiceSonic does not take a percentage when a client pays; your chosen bank or payment provider may still charge its own fee.
| Option | Invoice cost | Best for |
|---|---|---|
| InvoiceSonic | Free generator; no percentage on bank transfer or PayID | Getting paid in full by bank transfer |
| SumUp Invoices | Free to use; card fees from 1.40% | Businesses already using a SumUp card reader |
| Stripe Invoicing | 0.4% per paid invoice (Starter) plus card fees from 1.7% + A$0.30 | Online payments and subscriptions |
| Xero | Monthly subscription | Invoicing inside full accounting |
| MYOB | Monthly or annual subscription | Payroll and inventory in one product |
Fees from official Australian pricing pages, checked 10 Sep 2026: Stripe · SumUp.
The closest like-for-like swap: a card reader business with free invoicing on top. SumUp Invoices alternatives · Stripe vs SumUp.
Best when payments are mostly online or recurring. Stripe Invoicing alternatives · Stripe fees explained.
Choose these when you need the books, GST and BAS in the same place as your invoices. Xero alternatives · MYOB alternatives.
ABN and GST-ready invoices with bank transfer and PayID details, so customers can pay without a card fee. InvoiceSonic vs Square Invoices · payment fee calculator.
Xero is the stronger choice when invoices need to feed a complete set of books. InvoiceSonic is the lighter choice when an independent business already handles bookkeeping elsewhere and needs repeat i…
MYOB is the Australian incumbent for SMB accounting — battle-tested, ATO-integrated, but priced and built like enterprise software. InvoiceSonic is a free, modern invoice generator that ships in secon…
QuickBooks is a complete accounting platform whose US Simple Start plan includes unlimited invoices alongside expense tracking, bank connections, reports and automated bookkeeping. Keep it when those …
Wave is a strong US and Canadian choice when free invoicing should connect to bookkeeping. Starter includes unlimited invoices, while Pro adds automation and bank-import features. InvoiceSonic is the …
FreshBooks is a polished service-business platform with time tracking, expenses, projects and accounting around its invoices. Lite lists a regular US price of $21 a month and supports five billable cl…
Both are Aussie-built. Invoice2go is mobile-first with a paid app model; InvoiceSonic is web-first, free, and faster to use without signup. Invoice2go suits tradies billing on-site from their phone; I…
Hnry and InvoiceSonic solve different problems. Hnry is a managed service — they handle PAYG, GST, super, and tax filings for you in exchange for 1% of income. InvoiceSonic is a free invoice generator…
PayPal makes sense when clients want a PayPal checkout and you value an integrated payment record. Invoice creation is free, but a paid invoice is a commercial transaction with method-specific fees. I…
Zoho Invoice is solid if you already live in Zoho Books or CRM. InvoiceSonic is faster for Australian GST invoices with no suite lock-in — create a compliant PDF in under two minutes with no sign-up u…
Invoice Ninja appeals to developers who want self-hosting or white-label invoicing. InvoiceSonic is simpler for Australian businesses that want ATO-ready invoices instantly without server maintenance.…
Refrens targets freelancers in India and Southeast Asia with free invoicing. InvoiceSonic is built for Australian tax rules — ABN, GST, and ATO tax invoice format out of the box.…
Harvest excels when you bill by tracked hours on client projects. InvoiceSonic is better when you already know the line items and just need a polished, GST-compliant invoice fast.…
Stripe Invoicing is strongest when invoices and online payments are part of an integrated payment stack. InvoiceSonic is for independent workers who want a visual editor without an extra percentage ch…
Bill.com is enterprise AP/AR workflow software. InvoiceSonic is the opposite end: a free invoice generator for owners who send invoices themselves without a finance ops team.…
Invoicely is a lightweight Australian invoicing app with a restrictive free tier. InvoiceSonic offers a free generator to create and download an invoice with no sign-up, plus stronger templates, with …
Sage bundles invoicing with bookkeeping. InvoiceSonic is invoicing-only — faster setup, no chart of accounts, a free generator (no signup), and unlimited saved invoices on the Pro plan.…
Odoo is a full ERP — invoicing is one module among dozens. InvoiceSonic is a focused invoice tool you can use in two minutes without ERP configuration.…
Reckon is a credible Australian alternative to Xero with local BAS support. InvoiceSonic wins when you only need invoices — no subscription, no BAS lodgement overhead.…
Saasu is Australian cloud accounting software for SMBs. Compare its current transaction limits, bank feeds, payroll and inventory directly with Xero; InvoiceSonic is the narrower option for owners who…
Billdu is popular in Europe for mobile invoicing. InvoiceSonic offers stronger Australian GST/ABN defaults and web-first workflows tradies expect in AU.…
Zervant focuses on European small businesses. InvoiceSonic offers a first PDF without an account, three invoices a month on the free account, and unlimited invoices on Pro.…
Inv24 provides free invoice templates globally. InvoiceSonic adds Australian tax invoice compliance and cleaner branding on the free tier.…
Nutcache combines projects, time tracking, and invoicing. InvoiceSonic is better when you do not need Gantt charts — just a professional invoice PDF.…
Hiveage offers a generous free tier for freelancers. InvoiceSonic removes the 5-client cap concern with unlimited clients on the Pro plan and stronger Australian compliance.…
monday.com is a work management platform — invoicing comes via integrations or workarounds. InvoiceSonic is a dedicated invoice generator without per-seat PM pricing.…
SumUp Invoicing targets merchants already using SumUp card readers. InvoiceSonic works with any payment method — bank transfer, BPAY, Stripe, or SumUp links you add manually.…
Pipedrive is a sales CRM — invoicing is an add-on for closing deals. InvoiceSonic is for after the deal closes: fast, compliant invoice PDFs.…
Clear Books is UK-focused cloud accounting. InvoiceSonic is better for Australian businesses needing ABN/GST tax invoices without UK VAT defaults.…
Square has a free software plan, but processing rates depend on country, plan and payment method. Square currently lists US invoice card payments on Square Free at 3.3% + $0.30 and ACH at 1% with a $1 minimum.
Yes. Create the invoice in InvoiceSonic and include the payment instructions you want the client to use. Any Square transaction still follows Square’s own fee schedule.